Buy Now and Pay Later with Afterpay. A smooth, safe way to choose when you pay.

Afterpay carries out soft credit checks when you apply for credit with them - but this won't affect your credit score. Late repayment can incur additional fees, which could impact your credit score, but as long as your balances are paid on time, your credit score won't be affected.

To sign up with Afterpay, you need to:

* Be at least 18 years old
* Have a valid and verifiable email address and phone number
* Use a US bank payment card
* Be capable of entering into a legally binding contract
* Have a verifiable and valid ID
* Reside in North America (USA/Canada)

As soon as your return or cancellation request has been accepted by Lounge, Afterpay will cancel the statement immediately and/or refund your payment.

Head to our Help Hub